Carlos Chavez's Blog Posts

Breaking News From Fannie Mae

Beginning September 18, 2021 Fannie Mae will now allow mortgage lenders to average to the credit scores between 2 borrowers on a loan application.  For example, borrow #1 has a decision making

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Pending Home Sales Drop In June More Evidence Of A Housing Turnaround

Pending sales of existing homes in June as measured by signed contracts fell 1.9% from May, according to the National Association of Realtors.Sales were also down 1.9% compared with June 2020.

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Is The Market Slowing Down

I hope you had a great 4th of JulyIs the market showing the first signs of cooling off?To answer the question...somewhatWhat we are seeing is that the prices can't continue to increase at the rate

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Why The Housing Market Isnt Headed For A Crash

While the housing market has an added spring in its step, fears of a housing crash are certainly there for many professionals in the industry. However, a Bankrate report from Jeff

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This Is Not The Time For Amateurs Says Real Estate Agent In A Fiercely Competitive Housing Market

There are about twice as many working real estate agents as available listings. This March there were 20% fewer homes listed than last March. Potential sellers have several concerns, the largest

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4 Reasons To Get A Mortgage PreApproval

If you’re soon to be undertaking the process of buying a home, then there’s a strong chance at least someone has suggested that you get a mortgage pre-approval. And as it turns out, there

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How To Buy Your First Home

Buying a home is an exciting life event that most people never forget. If you do not know what you are doing you can make some mistakes that can have major consequences. But with the right amount of

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What Are The Differences Between An Appraisal And An Inspection

Both services concern the state of the property but fulfill different requirements. An appraisal is used by lenders to determine the current market value of the property while the property

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How To Save Money On Closing Costs

When it comes to buying your first home, are there two words that are more unpleasant and unwelcome than “down payment?” How about “closing costs?” That’s because first-timer buyers are

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Buying A Home With Bad Credit Can You Do It Should You

Only people with the very best credit will qualify to buy a home. Wait—that’s old-school thinking. Today, plenty of people buy homes with scores that are not in the good range (700 or up).But,

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Selling A Home

Selling a home can be a difficult task for even the most seasoned of sellers. There is so much that goes into the process of placing a property on the housing market. First, the owner needs to get

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